With over a decade of experience as a personal finance writer, Jackie Lam simplifies complex financial topics for consumers who want to improve their financial situations, develop a healthy ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Halfpoint Images / Getty Images A rider amends a basic insurance policy by adding benefits ...

Hospital indemnity insurance pays you cash when you're in the hospital. Find Cheap Health Insurance in Your Area You can use the money from a hospital indemnity plan to pay for things your health ...

The term "value chain" encompasses the entire production process of an industry, from the introduction and refining of raw materials to the yield of the final product for the consumer. Each "link" in ...