Your home doesn’t automatically go to your family when you die. If your name is still on the deed and there’s no proper plan in place, your house may be tied up in probate—months, sometimes years of court delays, legal costs, and public records. That means: • Your heirs can’t sell it • They can’t refinance it • They may have to pay taxes, legal fees, and maintenance out of pocket • And in some cases, the home can be forced into a sale Who gets your home—and how fast—depends on how it’s titled, n